*As of January 1st, 2018, Office of the Superintendent of Financial Institutions (OFSI) is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages*


SHOP for a home with confidence

 

Buying your home is an exciting milestone and likely the biggest investment you will ever make. It can also be overwhelming. With some planning and preparation, you can own a home that is the right fit for you, your family, your future and your financial goals.

GET The Features You Want

Your home should suit the way you live, work and enjoy time with friends and family. You can also think of your home as an investment, so try to look for one that’s likely to increase in value.


ask for a pre-approved mortgage today

* Within 24 hours

* Competitive rates and payment structure

* Know what amount to plan for in your budget

* Know what amount you need for your downpayment

*Be in better negotiating position

* Be protected from interest rate increase if you choose a fixed rate

* Speeds up the final approval process


Tips for finding the right home

  • Narrow your search by identifying homes that meet your wish list and arrange private showings
  • Advise you on the specific housing market and steps in the home-buying process
  • Prepare paperwork such as the offer to purchase
  • Represent you and act on your behalf in negotiations
  • A real estate agent earns a commission from the seller. The homebuyer doesn’t pay fees or commissions to the real estate agent
 

Your Mortgage Basics

Understand the language, from "amortization" to "variable rates."

Learn More →

Get your pre-approval

Get your pre-approval now, valid for 90 days

Find Out How →